5 situations to look for Personal Loans & 2 for not to !

We all are living in a world where every need is a Personal need, Most of the people will always wish to fulfill his/her personal needs without any further thought in his/her subconscious mind because, they feel that’s where living life to the fullest comes from, do you agree with me ?

Now coming to the precise point, Do you ever feel because of abundant and unavoidable personal needs you are crossing your monthly or yearly budget?

Well, we all will have plans for upcoming expenses, but how about unforeseen expenses?, Are we really ready for those unexpected bills?

If I am not wrong you have stopped reading this sentence and thought about previous sentence for a second.

If so, I feel this is the perfect time to dive deep into the point.

Let’s go for it,

This is where need of personal loan will come into our mind!

For example:-
Personal loans will range from Rs.1,00,000 to Rs.25,00,000, depending on your credit score and the reason you are taking the loan. We all know these loans are unsecured, which means you don’t put any collateral. Instead, lenders will rely on your financial history and your income ratio.

So, here are the few situations where personal loans will be helpful for you.

1.Paying Medical Bills,

2.To Consolidate your Credit Card debts,

3.Cover Unexpected expenses,

4.To Replace Old Appliances,

5.To give your Home a New look

Here are the List of documents required for applying Personal loan.

1) Passport size color Photo 1 no’s.
2) Pan card Photo copy.
3) Present Address Proof : Mobile bill or Bank statement or Aadhar card
4) Permanent address proof : Aadhar card or voter I’d or passport or Driving Licence.
5) Last 3 month payslips.
6) 3 months salary account bank statement
7) Company ID copy.
8) Last 1 year work experience proof.

If you are really looking for personal loan and your CIBIL score is > 650 and you are a resident of Bangalore, this is the perfect combination to give a try with “LOANY – One App Any Loan”.

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